The most comprehensive budget management platform for individuals, families, and businesses. Take control of your finances with intelligent tracking, collaborative features, and actionable insights.
50K+
Active Users
$2M+
Tracked Daily
4.9★
User Rating
Everything you need to manage your finances effectively
Create unlimited workspaces for personal, family, and business budgets
Track expenses instantly with automatic categorization and insights
AI-powered receipt scanning extracts amounts and categories automatically
Communicate with family or team members with private messaging
Control access with owner, admin, member, and viewer roles
Get alerts for budget limits, bill reminders, and savings milestones
Powerful tools for comprehensive financial management
Get intelligent recommendations and spending predictions
IntelligenceAutomatically detect unusual spending patterns
IntelligenceTrack your overall financial wellness with actionable metrics
AnalyticsVisual comparisons of planned vs actual spending
AnalyticsHandle international transactions with automatic conversion
GlobalAlign budgets with your business or personal fiscal calendar
BusinessGenerate CSV and PDF reports for taxes and accounting
ReportsVisualize income and expense patterns over time
AnalyticsInstant synchronization across all your devices
TechnologyYour data is encrypted and protected with industry standards
SecurityFull functionality on phones, tablets, and desktops
TechnologySet and track financial objectives with progress monitoring
PlanningTailored solutions for every financial journey
Collaborate on household expenses, savings goals, and financial planning
Perfect for families and couples
Manage tuition, books, living expenses, and student loans effectively
Ideal for college students
Handle multi-currency transactions and location-based budgeting
Built for remote workers
Split bills fairly and track shared household costs transparently
Essential for roommates
Plan together for weddings, homes, and shared financial goals
Designed for partners
Track retirement savings, investments, and post-career budgeting
Strategic for retirees
Pre-built templates for every business type
Manage operational costs, revenue, and growth
Track ad spend, content costs, and ROI
Project-based budgeting with income tracking
Runway tracking and investor reporting
Organize deductibles and quarterly payments
Monitor accounts receivable and payable
Allocate resources across multiple projects
Grant tracking and donor fund allocation
Budget for venues, vendors, and logistics
Client billing and expense management
Choose from proven methodologies or create your own
50% needs, 30% wants, 20% savings
70% expenses, 20% savings, 10% giving
60% expenses, 20% savings, 20% wants
Every dollar has a specific purpose
Prioritize savings before expenses
Allocate cash to spending categories
Connect with your favorite tools and services
Payment processing
Email notifications
Secure authentication
Real-time database
Global deployment
Version control
Team notifications
Workflow automation
Your financial data is protected with industry-leading security
Bank-level encryption for all data
Audited security practices
Full data privacy compliance
Join thousands of users who have transformed their financial lives with BudgetOnTime
No credit card required • Cancel anytime • Full feature access